Delicate yet dazzling, this gold-tone necklace set features a charming pendant with teardrop CZ stones in white, ruby pink, and emerald green, adorned with tiny hanging ghungroo bells and a central pearl drop, all strung on a classic gold ball chain. The matching jhumka earrings echo the same playful elegance. A versatile everyday-to-festive set that pairs beautifully with ethnic and fusion outfits. Keywords: gold CZ pendant necklace set, multicolour stone necklace, ghungroo pendant set, ruby emerald CZ necklace, Indian necklace with earrings, gold ball chain necklace, festive jewellery set, ethnic pendant set, jhumka earring set, daily wear gold necklace